Ok.
Let's break this down.
I am going to guess that the average American has somewhere between $0 and $500 in discretionary income every month right now after everything has been paid for, and factoring in good-practices such as ensuring good credit card payment practices and (in the rare situation they can) a savings account. Some of us will have more, but I'm going to suggest most of us have far less than $500, and are closer to $0.
Most people buy phones using payment plans/special deals through their cellphone provider. Some people do the same for things like computers leveraging things like Apple Card's 0% interest rate and payment plans.
But $3500 for a AR headset? It's going to be for those with money to spare*
*Yes, I know there's time to save because it's not due until next year **
** It's going to cost more for those of us with special eyewear requirements, I bet***
*** Yes, I'd be interested in one, but holy heck that's expensive.
#AppleDeveloper #AppleVisionPro #WWDC2023